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Insurance for Alarm Contractors

Updated: Jun 26

Financial loss is alarming - avoid it with Alarm Contractor coverage.


Installing alarm systems in homes and businesses is physically demanding. Sometimes, malfunctions occur within the systems themselves. Avoid claims from injured employees or unhappy clients with a policy that protects against lawsuits and injury claims as well as legal costs associated with fighting these types of claims. Alarm Contractor coverage keeps businesses safe so they may continue keeping their clients safe.


Coverage to Consider

Alarm Contractors may need coverage through a specialty carrier due to the unique risks involved in their profession. There are several types of coverages to consider, including:

  • General Liability: Covers property damage and bodily injury from third-party claimants (property owners).

  • Worker's Compensation: Protects alarm contractor employees if they become sick or injured in an accident on the job. This will pay for medical costs and lost wages.

  • Professional Liability (E&O): Covers alarm contractors if a third party takes legal action against them, alleging they provided advice or recommendations that resulted in a loss.

  • Product Liability: Protects alarm contractors from claims due to faulty materials used on a job.

  • Commercial Auto: Covers damage and liability on the company's work-related vehicles.