OUR SERVICES

Business Insurance

Senior Businessman

Basic Coverage

Business Insurance guards against risks ranging from company-car accidents to legal claims. General Liability Insurance minimizes financial risks associated with unexpected events that could lead to devastating losses.

Engineers and Businesspeople

Additional Coverage

If you have a company car or a fleet of trucks, we offer Business/Commercial Auto. Other coverages include Commercial Property, Contractors Bond, Commercial Umbrella, Directors and Officers, EPL, and Workers Compensation.

What Are My Business Insurance Coverage Options?

Understanding Business Insurance? 

Insurance is the contractual transfer of the financial consequences of loss to another party. When you buy Business Insurance, an insurance company promises its duties, exclusions, and conditions under which they will cover you in the event of a loss.

There are various types of Business Insurance. All serve a special purpose, and your business may not require most of them. Understanding your exposure to risk will help you know which policies your business will benefit from.

Here are the types of Business Insurance coverages you can buy:

Why Insure Quality?

Our Business Specialists help find coverage that protects your assets at a price that works for your business. Our agents are trained and ready to help assess your needs so you can select the most appropriate coverage for your unique business. We work with the top Business Insurance carriers in the country so you can be sure that any carrier you choose with us will be a reliable one.

General Liability

Protects the business from loss due to bodily injury or property damage caused by its activities or products.

Business Owners Policy (BOP)

A type of policy contains coverage for various types of insurance all in one convenient package. It protects businesses from major property and liability risks.

Business/Commercial Auto

Covers the business from loss to one of its vehicles and from a liability loss in the event of an accident involving such vehicles.

Commercial Umbrella

An Excess Liability policy that provides additional coverage over the General Liability, Auto Liability and Employers Liability policies and may provide coverage over the limits set by the underlying policy and for other exposures.

Directors & Officers

This coverage protects the board of directors and other key officers of the company from loss caused by lawsuits.

EPL Insurance

EPL Insurance (Employment Practices Liability) Provides coverage to employers against claims made by employees alleging discrimination (examples: based on sex, race, age, or disability), wrongful termination, harassment, and other employment-related issues, such as failure to promote.

Workers Compensation

Required coverage covers the Workers Compensation requirements provided by state law and provides for payment of employee injuries.

Business Insurance Partners

We work with several Business Insurance partners to compare rates and get you the best insurance coverage and price possible. We shop dozens of carriers to find you the type of insurance that fits your needs, in addition to surplus lines.

Nationwide Insurance - Insure Quality
The Hartford Insurance - Insure Quality
Infinity Insurance - Insure Quality
Liberty Mutual Insurance -Insure Quality
Guard Insurance - Insure Quality

Related Protection

Auto Insurance

Auto Insurance

The open road is calling your name. So is the right insurance for your car. See what coverages fit your car, your lifestyle, and your budget.

Home Insurance

Life Insurance

It could also be a safety net for families, a legacy for a business, a college fund, and more. Without it, you could burden those left behind with overwhelming expenses.

Umbrella Insurance

Additional Coverages

Get coverage for nearly any asset you need to protect. Insure Quality is the one-stop insurance shop. We provide insurance service for your car, home, business plus more.