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Home Insurance

Home Insurance

Basic Coverage

A standard Homeowners Insurance policy typically covers your home's physical structure, other structures, your personal property, and loss of use. In addition to the costs that result from a covered loss, a standard Homeowners Insurance plan protects you against personal liability exposure as a homeowner.

Additional Insurance

Additional Coverage

It’s important to know that Flood Insurance and Earthquake Insurance are not included in a standard Homeowners Insurance policy. Unfortunately, many homeowners discover this once it’s too late. Ensure you have all the protection you need for your home by speaking with an Insurance Specialist about the coverages that are right for you.

What Are My Homeowners Insurance Coverage Options?

Understanding Homeowners Insurance? 

An asset as valuable as a house comes with substantial financial risks such as theft, liability, fire, natural disasters, and more. Therefore, it makes sense that most mortgage companies require you to carry a Homeowners Insurance policy to protect your loan. This policy will provide financial protection not only to the mortgage company but also to homeowners. 

Even after your mortgage is paid off, it’s essential to keep your home and your personal belongings within safeguarded against the unpredictable. The best way to do that is to have sufficient Homeowners Insurance coverage.

Why Insure Quality?

Insure Quality will match you with a top-rated insurance carrier while providing outstanding customer service. We act as an advocate between you and the carrier, all without ever charging a fee. Speak with an Insurance Specialist to see if you can bundle your Home and Auto Insurance policies for a multi-policy discount. Our agents are here to find every price-break available.

Property

This covers your home and any other structures, like garages, from damage caused by fire, storms, and other hazards.

Personal Property

The personal belongings inside your home are protected by Homeowners Insurance. Jewelry, fine art, fixtures, and flooring are covered as well, although high-value items need to be ‘scheduled,’ or specifically insured to be covered.

Liability

This covers you if someone is injured on your property.

Fire

You are covered up to your policy limits if your home is damaged or destroyed by fire.

Personal Injury Protection

This coverage can protect you against libel and slander lawsuits.

Loss of Use

This coverage pays for additional lodging expenses due to a covered loss.

Scheduled Coverage

This covers specific valuables like jewelry, silverware, artwork, and collectibles that are “scheduled” or listed.

Home Insurance Partners

We work with several Home Insurance partners to compare rates and get you the best insurance coverage and price possible. We shop dozens of carriers to find you the type of insurance that fits your needs.

Mercury Insurance - Insure Quality
Nationwide Insurance - Insure Quality
Allstate Insurance - Insure Quality
Hippo Insurance - Insure Quality
Infinity Insurance - Insure Quality

Related Protection

Auto Insurance

Auto Insurance

The open road is calling your name. So is the right insurance for your car. See what coverages fit your car, your lifestyle, and your budget.

Business Insurance

Business Insurance

Coverage made for businesses. From construction to party planning, this one is it. Coverage a standard policy can't offer- cargo, equipment, rentals and more.

Umbrella Insurance

Additional Coverages

Get coverage for nearly any asset you need to protect. Insure Quality is the one-stop insurance shop. We provide insurance service for your car, home, business plus more.